Frequently Asked Questions
Political instability keeps business owners up at night. We get it. That's why we've compiled the questions we hear most often about protecting your assets when governments get unpredictable. Read on. Your peace of mind is worth 5 minutes of your time.
We hedge against expropriation, currency controls, and sudden policy shifts that tank your investments. Think: sudden nationalization of your factory. Unexpected capital freezes. Political violence disrupting operations. We don't cover every black swan event—that's impossible. But we cover the real threats that keep CFOs nervous. Your specific exposure determines what we can actually protect.
No flat fees here. Pricing depends on your exposure amount, target country, and how long you need coverage. A €2.3 million manufacturing operation in Eastern Europe? Different cost than a €847,000 distribution network in Southeast Asia. We quote based on actual risk assessment, not a menu board. Most clients spend 0.8% to 2.1% annually of their insured value. Call us for a real number.
Assessment takes 7-14 days depending on complexity. Then underwriting. Another 5-10 days typically. So you're looking at roughly 2-3 weeks from application to active protection. Urgent situations? We can sometimes accelerate. But we won't rush the analysis—that's how you end up with gaps in coverage when you actually need it most.
Yes. We pay. But documentation matters enormously. You'll need to demonstrate the loss, show it's a covered event under your policy, and provide evidence of the political trigger. We don't deny claims because of technicalities—that's not how we operate. Average claim resolution runs 8-12 weeks once we've verified everything. We've processed 67 claims over 13 years. We paid 64 of them.
We work across Central Europe, Eastern Europe, and Southeast Asia primarily. But we've structured policies for emerging markets worldwide—Turkey, Mexico, Vietnam, Kenya, Colombia. High-risk zones are our specialty, honestly. Some underwriters won't touch these regions. We do. What matters: your specific operation and which countries pose real exposure for your business model.
Both. Partial losses happen constantly—government seizes 40% of operations, prices get frozen, currency becomes worthless overnight. Those qualify. Total expropriation obviously qualifies too. The key is whether the loss stems from a political event in your policy's definition. Economic downturns? Not covered. Government regulation that affects everyone equally? Usually not. But targeted political actions against your business? That's what we're here for.
Call +40 800 062 457. We answer phones. Not a chatbot. Not a queue system that's currently experiencing high volume. Real people in Oradea. Email us at info@shieldassetshield.ro—expect response within 6 hours during business days. Claims emergencies? We have 24/7 contacts listed in your policy documents. You're not leaving a message into the void and hoping someone gets back to you next week.
We've been doing this for 13 years. Current client base? 156 active policies. Renewal rate sits at 87%—people keep coming back because we don't disappear when claims happen. We process claims like we'd want ours processed: fairly and fast. Yes, we deny some claims. When coverage genuinely doesn't apply. But we're transparent about the denial reasons. Your policy matters. Your protection matters. We treat it that way.